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I was dead set against the snowball method for 2 years, then I paid off $4,700 in 6 months
I tried avalanche first and kept getting discouraged when nothing felt like it was moving. After a friend showed me their spreadsheet with 8 small wins in a row, I gave snowball a shot and honestly the momentum kept me from quitting.
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irishenderson6d ago
Paid off $3,200 in 4 months with snowball and it felt way easier.
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kelly615d ago
Same here once I knocked out that first small balance it just kept going.
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