I had to pick between a $300 secured card or a $99 fee card to fix my 580 score.

I went with the secured card and after six months of paying on time, my score jumped to 635, so has anyone else had to make a call like that with a really low starting point?

2 comments

2 Comments

webb.linda4d ago

Yeah, starting from a 580 is rough. My buddy had a similar choice with a crazy high fee card. He took the secured route too, built it up slow and steady. It just takes time but it works.

david_butler544d ago

Used to hate that idea, but it really does work.