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I finally stopped ignoring my credit card's annual fee
It hit $95 again this month, so I called and asked for a product change to a no-fee card instead of just paying it. Anyone have experience with how that product change hits your average account age?
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kai4631mo ago
Good move on the product change. My friend did that and it kept the original account open date, so his average age didn't take a hit. He just lost the fancy travel points, which he never used anyway.
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kim_smith1mo ago
Yeah that's the smart play. It's like we're all paying for fancy features we don't actually want just because they come bundled with the basic thing we need. I see it with phone plans and streaming services too, you get stuck in a tier for one show and ignore the rest. His friend just cut the fat.
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