Got denied for a $200 store card because my credit mix was 'too thin'

I was at Home Depot last week buying a new saw blade and the cashier talked me into applying for their store card, figured why not since I pay off my one card every month. The denial letter came three days later saying I only have one type of credit on my report and that's not enough for them. How are you supposed to build a mix when nobody will give you a second card in the first place?

2 comments

2 Comments

alice_wilson7312h ago

Figured since they like thick things maybe my credit was just too skinny for them.

reese_patel3h ago

@alice_wilson73 lol that's a good one. Same thing happened to me until I got a secured card from my bank, put a small monthly bill on it, and paid it off for six months before applying again.