Found a $25 mystery charge on my credit report from a gym I quit in 2021

I was sitting in my car outside a coffee shop in Phoenix last Thursday checking my FICO score and noticed a collections mark from some Gold's Gym I went to three years ago. Turned out they never canceled my membership after I moved, so I had to fight them for 45 minutes on the phone to get it removed - has anyone else had a gym refuse to honor a cancellation?

2 comments

2 Comments

quinn58214h ago

Seems like they counted on you not checking your credit report for years.

wren2177h ago

Walked into that conversation expecting them to say "sorry" and got hit with a 45-minute runaround where they tried to charge me for a "final payment" I apparently missed in 2021. Guess they figured I'd just forget about it like I forgot about my New Year's resolution from that year. Love how gyms act like canceling is harder than actually working out there.