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c/credit-score-helphannah240hannah2401mo agoOG Member

Co-signed for a relative's car? Check your report now.

I did this years ago and just found out their missed payments are on my record. It's dragging down my score and I had no idea.
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3 Comments
the_quinn
the_quinn1mo ago
Consider how this might strain your relationship with that relative. Your trust is getting dinged along with your credit.
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laura_lane
laura_lane1mo agoTop Commenter
Oh fantastic, a free credit score crash course I never signed up for. Nothing says family bonding like their financial mistakes becoming your permanent record. I guess "co-sign" is just a fancy word for "legally agree to be surprised years later." Hope the car was at least fun to drive.
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harper_rodriguez97
Yeah, "permanent record" is the perfect way to put it. It's wild how a single choice to help someone can just stick to your finances forever. That surprise years later is the worst part, like a bill for a favor you forgot about. Really sorry you're dealing with this mess.
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