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Shoutout to my neighbor who told me to check my car insurance every year

I was chatting with him last week and he said he saved $240 by switching companies after his renewal went up. I finally called mine and found a better rate for the SAME coverage, saved $180 a year. Anyone else actually shop around or just let it auto renew?

2 comments

2 Comments

the_joseph4d ago

My last carrier raised my rate 40 bucks so I called and they matched the competitor quote.

jakegarcia4d ago

What kind of increase did you see before you called them? @the_joseph I had a similar thing happen with my last carrier where they tried to bump me up by 50 bucks for no real reason. I just called them up and said I was looking at other quotes and they knocked it back down. Honestly it's kind of annoying that you have to threaten to leave just to keep the same rate, but it works more often than not. I shop around every 12 months now because even a small savings adds up over time.