I finally caved and tried a budgeting app after years of spreadsheets

I used to think budgeting apps were just a way for tech companies to data-mine your spending habits. For like 5 years I stuck with my own Google Sheets setup, color-coded and everything. But after I messed up my quarterly tax savings last summer by missing a row, I figured I'd try one of the free ones for a month. Honestly, YNAB showed me exactly where my $47 a month was bleeding out on subscriptions I forgot about. I still think some of the premium features are overpriced, but the automatic categorization saved me like 2 hours every Sunday. Has anyone else been converted after swearing off apps for years? Or did you stick with pen and paper the whole time?

2 comments

2 Comments

leep332d ago

honestly, $47 a month on subscriptions you forgot about? thats rough but also kinda on you for not checking your statements. i still use a plain text file and my bank's website. takes me maybe 20 minutes a month and zero risk of some app selling my data. i get that spreadsheets can get messy, but i dont know if losing 2 hours on a sunday is really that big of a deal unless you're running a business. to each their own though.

christopher9522d ago

Ever set up a calendar reminder for statement day? Saves me every time...