Finally got my credit score over 700 after 4 years of digging out of debt

I paid off the last of my medical collections last month and checked Credit Karma today... it said 718. Has anyone else hit a number that felt like a boss fight victory?

2 comments

2 Comments

fisher.reese14d ago

Credit scores are basically just a number designed to keep you paying interest. The system is rigged so that 700 feels like winning when really you just proved you can be a reliable borrower. Medical debt shouldn't even be on credit reports in the first place.

laura_lane14d ago

Paying off a small card every month got my score up to 760 without any tricks.