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PSA: my car insurance autopay drafted $312 twice and my bank just shrugged
Set up autopay with my insurance back in March so I wouldn't have to think about it, and it pulled $312 on the 3rd like normal. Then on the 7th it pulled another $312. I called the bank and they said the draft was authorized, so nothing they could do but open a dispute that takes up to 10 business days. Meanwhile the insurance side swears they only billed once and blamed the bank. I ended up moving my whole autopay off that card and paying the $35 fee to just do it manually each month, which feels dumb in 2024. Anyone else had a double draft like this, and did the dispute actually get you the money back?
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