I finally set up a $200 emergency fund in a separate bank and my overdraft fees dropped from $70 a month to zero | banking and payments community

Simon Lopez · 2026-10-03T01:50:03.085098+00:00

It took about 4 months to build up and the change was wild, no more $35 fees every time I cut it close on a Friday. Anyone else keep their buffer at a totally different bank just so it's annoying to touch?

Rigidtalk

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I finally set up a $200 emergency fund in a separate bank and my overdraft fees dropped from $70 a month to zero | banking and payments community - Rigidtalk