Picked the $89 apartment insurance plan over the $12 one and lost $600 in a pipe leak

Evan Lopez · 2026-10-20T18:25:06.522713+00:00

When I moved into my place in Columbus 5 months ago, the leasing office gave me two coverage plans and I went with the cheaper $12 one to save cash. A pipe burst under my sink in March and my laptop and a rug got soaked, but it turned out the cheap plan only covered the building, not my stuff. Has anyone fought this and actually won, or am I just eating the loss?

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Picked the $89 apartment insurance plan over the $12 one and lost $600 in a pipe leak | Adulting Fail Stories - Rigidtalk