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My rent check bounced twice in one month, so I tried a 4 day early alarm and it fixed everything
Back in March I bounced a rent check for $1,150 because I paid it on the 1st and my paycheck didn't clear til the 3rd, and the $35 fee plus the late charge from my landlord about did me in. What finally worked was setting a phone alarm 4 days before rent is due with the label "MOVE MONEY" so I log in, check the balance, and schedule the payment while I'm still in bed half awake. Sounds dumb but I haven't had a single bounce in 6 months now, and I also keep $200 as a cushion in checking so a small surprise doesn't sink the whole thing. The real trick was making the alarm so annoying I couldn't swipe it away without opening my bank app first. Curious if anyone else has a system that stops the paycheck vs due date mess, cause mine still feels like duct tape.
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