DAE change their mind about budgeting apps after a $340 surprise at the DMV in Toledo?
So I always thought budgeting apps were a waste and I just kept a rough number in my head. Then I'm standing at the DMV counter in Toledo and the total for my registration and a late fee comes to $340. I had maybe $90 set aside in my head for it. The lady behind the glass just looks at me while I move money around on my phone for like five minutes.
That was the thing that did it. Not some big money guru, just the feeling of holding up the line because my "system" was vibes. I loaded a free tracker that afternoon and honestly seeing the little bar go down every time I spend is weirdly calming.
Now I'm the person who checks the app before I check out. Kind of hate it, kind of don't. What finally got you to actually track your money instead of guessing?